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Terms of Service

Last updated: July 12, 2026

Acceptance

By creating an account and using Steward, you agree to these terms. If you do not agree, do not use the service.

What Steward provides

Steward is a personal budgeting and financial tracking tool. It helps you organise and visualise financial information you enter manually.

Steward does not provide financial advice, investment recommendations, tax guidance, or any professional financial services. Numbers and projections shown in the app are for personal planning purposes only and should not be relied upon for major financial decisions.

Your account

You are responsible for keeping your login credentials secure. You are responsible for all activity that occurs under your account.

Your data

You own the data you enter into Steward. We store it to operate the service for you, as described in our Privacy Policy.

You are responsible for the accuracy of data you enter. Steward is not liable for decisions made based on incorrect or incomplete information in the app.

Acceptable use

You agree not to misuse Steward — for example, by attempting to access other users' data, reverse-engineering the service, or using it in ways that could harm others.

Service availability

Steward is provided as-is. We aim to keep it running reliably but cannot guarantee uninterrupted availability. We are not liable for any loss resulting from downtime or data loss.

We reserve the right to modify, suspend, or discontinue the service at any time. If we make material changes, we will make reasonable efforts to notify users.

Limitation of liability

To the fullest extent permitted by law, Steward and its operator are not liable for any indirect, incidental, or consequential damages arising from your use of the service.

Termination

You can stop using Steward and delete your account at any time from Settings → Delete account. We may suspend accounts that violate these terms.

Contact

Questions about these terms? Email ben@milkhouseworkshop.com.

Privacy Policy · Terms of Service